Quote:
Originally Posted by RETed
Typically, the police report would find fault...
It's the police's job to take the information (and find out who is lying) and come up with a conclusion on what exactly happened.
The insurance companies then bases the liability on the police report.
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Nope. The police report does not find fault. It just took accounts of both parties. Unfortunately, since there were no 3rd parties, nothing could be done. The police report actually ended up missing some of what I said. The cop told me it wasn't his job to find fault just write down our own accounts. It's a good thing to. I actually had 2 cops come. The first one immedately took the side of the trucker without even speaking to me. This was in a neighborhood notorious for ricers. Thank goodness that the accident happened out of his precinct.
Quote:
Originally Posted by RETed
If the insurance took your side, then it is their job to go track down the other yahoo and get them to pay.
This is also your insurance company's responsibility.
This is why you pay your insurance premiums every month.
They not doing their job?
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I agree. It is their job. Unfortunately, geico didn't think they could gather enough evidence to prove to the other insurance company that the trucker was at fault. The assessor saw my car in person. The liability guy REFUSED to see the car in person and only went by photographs from the assessor. I had a good talking to with the liability guy and he says this is standard fare. He also told me that cases like mine are hard to prove. Are they not doing their job? I didn't think so. If the liability guy actually came to see my car in person and told me he couldn't gather enough evidence then I'd be ok with everything but he did not. We'll see how long I'll be staying with geico for.