"Not sure how things work in Canada, but if reporting a wreck to insurance to make a claim causes Big Brother to get involved and prevents you from legally driving it, you might want keep this one off the books... Have the police been involved/filed a report yet? If not, perhaps you can recover damages privately from your "friend", fix the car yourself, drive on and learn from the experience. Your "friend" should be motivated to keep quiet and pay up, especially if drunk driving laws are as tough in Canada as they are in the US."
well said
