Stick it to 'em man!!
Hopefully after your insurance company pulls their dick out of their ass'es they don't spread the word to other insurance companies on how expensive rotary costs are.
I have wanted to just give my car to a shop and let them do the dirty work BUT in Montana I AM the shop.
Hang in there and before you know it you will be back on the road. BTW 99 spec turbos will be nice.